Before you retire you have:
- The right to borrow from your TRS account.
- The right to participate in the TRS tax-deferred annuity program.
- Benefits for your family if you die after one year of service.
After you retire you receive:
- A guaranteed pension check every month for life.
- Medical, dental and optical benefits to protect your family, for most retirees.
- If you choose, optional benefits to protect your family after your death.
- If you have at least 10 years of credited service and disability forces you to retire early, you may be eligible for disability retirement income.
- The ability to join SHIP, the UFT's Supplemental Health Insurance Program.