If you are turning 73 in 2025 and have a tax-deferred annuity (TDA) account, you will have to begin making annual withdrawals from your TDA (called a required minimum distribution or RMD).

The Teachers’ Retirement System notifies members each spring by mail about the RMD amount they must receive that year. The RMD notification letter will also be available for viewing online in the secure section of the TRS website. Members can choose when to meet the requirement during the year. Those who do not make an election by Oct. 31 automatically receive the required minimum distribution from TRS at the end of December.