All eligible in-service UFT members and their dependents have prescription drug coverage through the UFT Welfare Fund. There are no waiting periods for this coverage.
In fact, after enrolling in the Welfare Fund, newly enrolled members who are awaiting their Welfare Fund Express-Scripts (ESI) Prescription ID drug cards can purchase the prescription drugs they need and, once their cards arrive, submit the original receipts to the Fund for reimbursement.
There are two types of drugs: acute illness drugs and maintenance drugs. Acute illness drugs are those that you need immediately, such as an antibiotic. Your local pharmacy dispenses this type of drug to you.
Maintenance drugs are those that are taken over extended periods of time, such as antihistamines for allergies or drugs for high blood pressure. Typically, you will use the ESI Home Delivery service because you will save money and convenient delivery is made to your home. However, there are certain maintenance drugs, such as narcotics or controlled medications, that can only be dispensed in a 30-day supply at the local pharmacy.